Health Editorial Team

Health Editorial Team

Health Editorial Team is the collective byline for our editorial team and contributor network. Articles published under this byline or an editorial pen name are researched, written, and reviewed according to our editorial standards for clarity, consistency, and independence before publication.

Decoding Your Health Insurance Card: What Every Term Actually Means Health Decoding Your Health Insurance Card: What Every Term Actually Means

From deductible to copay to out-of-pocket maximum, here is what every term on your health insurance card means in plain English.

Oct 22, 2026
Employer-Sponsored vs. Marketplace Health Insurance: Understanding Your Options Health Employer-Sponsored vs. Marketplace Health Insurance: Understanding Your Options

Side-by-side look at employer plans and ACA Marketplace plans to help you understand how each works and what factors are worth weighing.

Oct 22, 2026
Health Insurance Myths That Lead Americans to Skip Necessary Care Health Health Insurance Myths That Lead Americans to Skip Necessary Care

From "I'm healthy so I don't need it" to "all plans are basically the same," common myths about health insurance can be costly. Here's the reality.

Oct 22, 2026
Health Insurance Plan Types Explained: HMO, PPO, EPO, and HDHP Health Health Insurance Plan Types Explained: HMO, PPO, EPO, and HDHP

Learn the key differences between HMO, PPO, EPO, and HDHP health plans so you can understand what each one covers before you enroll.

Oct 22, 2026
Health Insurance for the First Time: Everything You Need to Know Before You Enroll Health Health Insurance for the First Time: Everything You Need to Know Before You Enroll

Never bought health insurance on your own before? This beginner's guide covers plan types, key terms, subsidies, and what to check before you choose.

Oct 22, 2026
Open Enrollment vs. Special Enrollment: When You Can Sign Up for Coverage Health Open Enrollment vs. Special Enrollment: When You Can Sign Up for Coverage

Confused about when you can enroll in a health plan? This guide explains the difference between open enrollment and special enrollment periods.

Oct 22, 2026
Reading an Explanation of Benefits: A First-Timer's Walkthrough Health Reading an Explanation of Benefits: A First-Timer's Walkthrough

An Explanation of Benefits (EOB) can be confusing. This step-by-step walkthrough shows you exactly what to look for after a medical visit.

Oct 22, 2026
Wellness Benefits Hidden Inside Your Health Plan Health Wellness Benefits Hidden Inside Your Health Plan

Many health plans include gym discounts, telehealth, mental health support, and preventive screenings. Here is where to look for those extras.

Oct 22, 2026
What a High-Deductible Health Plan Really Costs You Over a Year Health What a High-Deductible Health Plan Really Costs You Over a Year

HDHPs come with lower premiums but higher out-of-pocket costs. Here is a clear breakdown of the trade-offs to consider before enrolling.

Oct 22, 2026
Why Your Doctor Visit Cost More Than You Expected Health Why Your Doctor Visit Cost More Than You Expected

Surprise medical bills are often the result of a few common misunderstandings about how coverage works. Here is what tends to catch people off guard.

Oct 22, 2026